Posts by The HOTH

Did you know that nearly 65% of U.S. workers are covered by self-funded health plans? This trend is growing as businesses seek more control over their healthcare costs. Self-funding benefits offer potential savings and flexibility, making them an attractive option for companies. Join us as we look into how self-funding benefits work, their advantages, potential…

Navigating employee benefits can be complex, especially in a bustling metropolis like Houston. If you’re an employer aiming to attract top talent, understanding the ins and outs of benefits is crucial. Houston created over 16,000 jobs in May 2024 alone, so it’s crucial to stand out against the competition. From health insurance and retirement plans…

Despite a citywide shift towards healthcare, 27.8% of Houston employees lack employer-sponsored health insurance. That’s nearly three times the national average. This statistic highlights the need for Houston businesses to consider innovative benefits that address affordability and well-being. The world of work is constantly evolving, and trends in employee benefits are no exception. What helped…

Healthcare costs have soared in recent years, burdening businesses with hefty expenses. This evolving healthcare landscape often lacks transparency, leading to unforeseen expenses that strain budgets further. Consequently, HR departments are actively seeking innovative solutions to manage costs while ensuring employee well-being. Amid these challenges, Reference-Based Pricing (RBP) has emerged as a game-changer. RBP is…