Blogs
As a self-employed individual, you enjoy the flexibility and independence that comes with being your own boss. But when it comes to securing health insurance, the process can quickly become overwhelming. Without an employer offering a plan, the responsibility falls on you to find coverage that fits both your healthcare needs and your budget. The…
Running a successful business in Houston is no small feat—you’ve got a talented team and a drive to succeed. But when it comes to navigating large group health insurance, things can get tricky. At Ross Enterprises Insurance Agency, we know the struggle. For decades, we’ve been helping businesses like yours find the perfect health insurance…
Being your own boss means you’re the engine that drives your business, but what happens when that engine breaks down? As a self-employed individual, your income depends on your ability to work. But what if an illness or injury forces you to take time off? This is where short-term disability insurance for the self employed…
How can you tell if a fully insured plan is truly a good fit for your organization? We understand that the process of selecting an insurance plan can be complex. It not only includes navigating various options but also evaluating coverage details, costs, and how they align with your company’s needs. A fully insured group…
Did you know that nearly 65% of U.S. workers are covered by self-funded health plans? This trend is growing as businesses seek more control over their healthcare costs. Self-funding benefits offer potential savings and flexibility, making them an attractive option for companies. Join us as we look into how self-funding benefits work, their advantages, potential…
Navigating employee benefits can be complex, especially in a bustling metropolis like Houston. If you’re an employer aiming to attract top talent, understanding the ins and outs of benefits is crucial. Houston created over 16,000 jobs in May 2024 alone, so it’s crucial to stand out against the competition. From health insurance and retirement plans…
Despite a citywide shift towards healthcare, 27.8% of Houston employees lack employer-sponsored health insurance. That’s nearly three times the national average. This statistic highlights the need for Houston businesses to consider innovative benefits that address affordability and well-being. The world of work is constantly evolving, and trends in employee benefits are no exception. What helped…
Healthcare costs have soared in recent years, burdening businesses with hefty expenses. This evolving healthcare landscape often lacks transparency, leading to unforeseen expenses that strain budgets further. Consequently, HR departments are actively seeking innovative solutions to manage costs while ensuring employee well-being. Amid these challenges, Reference-Based Pricing (RBP) has emerged as a game-changer. RBP is…